W-2 vs. 1099 vs. S-Corp
Which structure pays more?
The same work, paid three ways. See what each structure leaves you after tax, health cover, retirement limits and the unpaid admin hours it adds.
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Job offers, rent, leases, equity and repairs, priced with the numbers you actually have. Nothing to sign up for, and no input leaves your browser.
What is a job actually worth, once tax, hours and benefits are counted?
Which structure pays more?
The same work, paid three ways. See what each structure leaves you after tax, health cover, retirement limits and the unpaid admin hours it adds.
Open calculatorMove jobs, or stay?
Staying earns about 3% a year; changing employer earns 10-20% in one move. This projects both over ten years, including the equity you forfeit by leaving.
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Which offer pays more?
Base salary is the smallest part of most tech offers. This adds bonus, equity and vesting so two offers can be compared on cash you can actually spend.
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Months to pay back the move
Moving for a job costs money before it pays any. This finds how many months of the after-tax raise it takes to recover the move.
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What AI can do in your job
See which parts of your job a current model can already do, task by task, and what changing one part of your week would do to the risk.
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How much of my savings should depend on one company?
Sell on vest, or hold?
Your shares are already taxed as income the day they vest. This tells you whether keeping them beats selling and putting the money somewhere less tied to your employer.
Open calculatorCash now, or wait?
An offer for your private shares is cash today at a discount; waiting is a bet on an exit that may never happen. Compare both after tax, in today’s dollars.
Open calculatorWhere each paycheck lands
Map every dollar from the paycheck to the account it reaches, then see what a different order is worth over ten years.
Open calculatorShould we build this in-house or pay a vendor?
Build it, or pay for it?
A build case usually counts the licence it avoids and forgets the engineer-years it spends. This prices both sides over the same horizon, maintenance included.
Open calculatorHours lost, or subscription
Rebuilding the same automation every month is a cost even when nobody invoices it. Price the hours against the subscription that replaces them.
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Should I buy the hardware, or rent it by the hour?
Own the hardware, or rent?
A workstation is a purchase; cloud GPUs are a bill. This works out the cost per GPU-hour each way, at the hours you will run and the years you will keep it.
Open calculatorFix it, or replace it?
A repair that buys two more years is cheap; one that buys six months is not. Compare the quote against the replacement price, per year of use.
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If I move country, what is left of my pay after both tax systems?
What you keep after both taxes
A move abroad is sold on the headline tax rate. This compares what you keep after both countries have taxed you, measured over five years.
Open calculatorAm I paying for something I use, or for something I stopped noticing?
Buy the home, or rent and invest?
Renting is not money thrown away if the down payment gets invested. This runs both households to the same year and compares what each one is actually worth.
Open calculatorWhat leaving early costs
What walking out early costs: the termination clause, the rent still owed, the reletting fee and what your deposit can legally cover.
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Cost per cup, at your habit
A $3,000 machine is cheap at four shots a day and expensive at four a month. Enter the habit you actually have and see the cost per cup.
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