Asset Horizon / RxR

Tech Debt Screen Striker (Repair vs. Replace)

Determine if repairing a 3-to-5-year-old laptop or phone makes financial sense vs. buying a replacement.

Asset Horizon / RxR

Configure Parameters

Enter the asset's current condition and immediate repair costs.

Device Age
4 Yrs Old
How many years old the phone or laptop is.
Immediate Repair Quote
$
The technician/manufacturer repair estimate for screen, battery, or keyboard fixes.
Verdict: REPLACE

Replace the Device

Your device index exceeds the 1,500 threshold. Depreciating tech stack assets become financial money pits; upgrade to a modern baseline instead.

Asset Debt Index Score

1,800

Threshold limit for this category is 1,500.

Decision Index Rule

The adapted Index Rule calculates system vulnerability as Age × Repair Quote. If the resulting score exceeds the target threshold index, rolling capital into a new asset is mathematically superior to continuing to patch legacy liabilities.

RxR logic

How to evaluate

  1. 1. Input the age of your current device.
  2. 2. Input the repair quote you received.
  3. 3. Review the index score and verdict below.

Index Rule

Device Index = Age × Repair Quote

FAQ

What is the 1,500 threshold?

This is the standard index limit for consumer electronics (phones, laptops). It is calculated by multiplying the device age in years by the repair cost. If the score exceeds 1,500, a replacement is mathematically superior.

Why does age matter so much?

As electronic devices age, their residual value depreciates rapidly, and battery health, OS support, and security compatibility decline. Investing repair capital into an obsolete device offers poor ROI.

What if I can repair it myself?

If you can safely DIY the repair for a fraction of the cost, adjust the Repair Quote field to reflect only the price of parts. This will lower your index score, making repair far more attractive.