The old advice is a lie: You don’t need to cut lattes or track every single dollar to get out of debt and build massive savings. The average professional loses six figures to interest and lifestyle creep over ten years—not because they’re bad with money, but because their system is broken. This guide introduces the Anti-Budget: an efficient, automated strategy that helps you cut that loss by over 80% and redirect the difference into investments—all without giving up the life you enjoy.